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In accordance with the Association of British Insurers' policy on genetics and insurance, you do not need to tell us about any genetic test result you have had if your application for insurance, taken together with any other insurance policies you already have, totals to £500,000 or less for life insurance; £300,000 or less for critical illness, £30,000 a year benefit or less for income protection insurance.
Above these limits, you may need to tell us about certain genetic test results when applying for insurance. We will only be interested in genetic test results where the Government's Genetics and Insurance Committee (GAIC) approved them for insurers to use. If you think this may apply to you, please ask us for details of the current position.
These details are also available from the ABI website - see link on the right of this page.
However, you must tell us if:
1. You either have a family history of;
2. Are experiencing symptoms of, or
3. Are having treatment for:
a medical condition, including any genetically inherited condition.
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