Our high service standards and market leading rates have been recognised when we won the Investment Life & Pensions Moneyfacts Most Competitive Annuity Provider in 2010 for the fifth year running along with the Professional Adviser award for Best Annuity Provider 2007 and 2009.

Our enhanced annuity pays a higher level of income for your clients who qualify due to their medical conditions or lifestyle choices. You can obtain a quote by completing the common medical questionnaire available from www.commonquotation.co.uk or earn an extra 0.5% commission by producing the quote yourself, using our online quote system. Quotes are also available over the phone by calling 0845 300 3199.

Our innovative flexible annuity, the Annuity Growth Account (AGA) is an alternative to the traditional annuity. Your client uses part of their retirement fund to buy a guaranteed 3 year income, investing the rest for potential growth. Your client can repeat this 3 yearly rolling cycle– effectively allowing them to delay purchase of a ‘locked in’ product up to their 85th birthday. The shape of each 3 year income can be amended as your client’s circumstances change.