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Wealth Preservation Bond  
 

The variable inheritance tax plan

The Wealth Preservation Bond goes beyond the standard options available from the run of the mill inheritance tax (IHT) trust. It offers investors the potential IHT savings which they are looking for and provides greater control over the regular annual ‘income' on which they may need to depend. It offers:

• variable 'income' for the settlor.

• flexible access to capital for beneficiaries (via trustees).

• no charge to income tax under the pre-owned assets regime.

• no gift with reservation under the inheritance tax regime.

• individual funds identified for 'income' payments.

• IHT planning that commences without delay - no medical underwriting.

Take all, some or none of it – the choice is theirs!

An individual's personal circumstances continue to change after they have made a gift into an IHT trust but most trusts won't allow for every situation. The Wealth Preservation Bond trust will allow the regular annual ‘income' to be taken in full, in part or deferred to a future date (as chosen by the trustees).

A comprehensive investment choice

Your client has access to a wide range of unit-linked funds; external funds from our investment partners as well as internal Canada Life funds. These provide investment opportunities in equities, gilts and fixed interest securities, international bonds, commercial property and cash, which allow any potential for capital growth to be maximised.

The information regarding taxation is based on our understanding of current legislation, which may be altered and depends on the individual financial circumstances of the investor. Please note that past performance is not a guide for the future. The value of units can fall as well as rise and currency fluctuations may also affect performance.

 
 
More

The following key documents will give you more information on the Wealth Preservation Bond. Those marked * are available to order. Further details of ordering literature can be found in the Library section of the site.
 
Comparing our onshore and offshore estate planning solutions ref MKT475
[ PDF; May 12, 2011; 45KB ]
Wealth Preservation Bond application ref 8302 *
[ PDF; Mar. 02, 2011; 64KB ]
Wealth Preservation Bond key features ref 8307 *
[ PDF; Nov. 29, 2011; 70KB ]
Wealth Preservation Bond product details ref 8303 *
[ PDF; Dec. 21, 2011; 56KB ]
Wealth Preservation Trust client guide ref 8305 *
[ PDF; Feb. 13, 2012; 2,237KB ]
More related literature
 
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Canada Life Limited
Canada Life Place
Potters Bar
Hertfordshire
EN6 5BA
 
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Legal Notice | Data Protection Notice | Accessibility | Site map © Canada Life Limited. All rights reserved.  

This website is for UK financial advisers only and is not approved for use by private customers.
Canada Life Limited, registered in England no. 973271. Registered office: Canada Life Place, Potters Bar, Hertfordshire EN6 5BA
Telephone 08457 226232 Fax 01707 646088 www.canadalife.co.uk/ifa
Canada Life group consists of Canada Life Limited, Canada Life Asset Management Limited (both authorised and regulated by the Financial Services Authority), Canada Life International Limited and CLI Institutional Limited (Isle of Man registered companies authorised and regulated by the Isle of Man Insurance and Pensions Authority). All promotional material produced is approved by Canada Life Limited.